About Pacific State Bank | Financial Information | Branch Location | Privacy Policy | Contact Us | Home


PSB News
Board of Directors
Bank Officers
Job Opportunities

Loan Products/Services
Commercial / Business
Personal / Consumer
Deposit Products/Services
Commercial / Business
Personal / Consumer
Electronic Services
PSB Online
Telewave
Cash Management
Current Rates
PSB Credit Card

PSBC Stockquote
SEC Filings
Annual Report
Shareholder Information
Current Financial Status

Mortgage and Home Equity

If you're having trouble keeping up with mortgage or home equity payments,
YOU have options
.

-  Call 1-888-870-3255 to speak to us directly

-  Call 1-800-569-4287 to call Housing and Urban Development Agency (HUD) to find certified housing counseling agencies.

-  Visit the HUD website at www.hud.gov for additional options.

How to Prepare:

- Updated Real Estate Application, Current Pay Stub and Prior Year’s W-2 if you are salaried with no other income.

- Updated Real Estate Application, Current Pay Stub and Prior Year’s W-2 and Prior 2 Year’s Personal Federal Tax Returns (1040) with Supporting Schedules if you are Salaried with Other Income.

-Updated Real Estate Application, prior 2 Year’s Personal Federal Tax.

- Returns with Supporting Schedules (Schedule C or copies of K-1’s) and Year- to-Date Profit and Loss and Balance Sheet/Financial Statement if you are Self-Employed.

Other Options:

- Re-Finance
- Replayment plan
- Loan Modfication
- Sell your home