FACTS
WHAT DOES PACIFIC STATE BANK DO WITH YOUR
PERSONAL INFORMATION?
Why?
Financial companies choose how they share your
personal information.
Federal law gives consumers the right to limit
some but not all sharing.
Federal law also requires us to tell you how we
collect, share, and
protect your personal information. Please read
this notice carefully to
understand what we do.
What?
The types of personal information we collect and
share depend on the
product or service you have with us. This
information can include:
* Social Security number and income
* Account balances and payment history
* Credit history and credit scores
When you are no longer our customer we continue
to share your
your
information as described in this notice.
How?
All financial companies need to share customer's
personal information to
run their everyday business. In the section
below, we list the reasons
financial companies can share their customer's
personal information; the
reason Pacific State Bank chooses to share; and
whether you can
limit this sharing.
Reasons we can share your personal
information
Does Pacific State Bank share?
Can you limit this sharing?
For our everyday business purposes- -
such as to process your transactions,
maintain your account(s), respond to court
orders and legal investigations, or report to
credit bureaus
YES
NO
For our marketing purposes -
to offer our products and services to you
NO
NO
For joint marketing with other financial
companies
NO
WE DO NOT SHARE
For our affiliates' everyday business
purposes - information about your
creditw orthiness
NO
WE DO NOT SHARE
For non-affiliates to market to you
NO
WE DO NOT SHARE
QUESTIONS?
Call (800) 841-0110 or visit
www.pacifcstatebank.com/psbprivacy.html
Who we are
Who is providing this notice?
Pacific State Bank
What we do
How does Pacific State Bank
protect my information?
To protect your
personal information from unauthorized
access and use,
we use security measures that comply with
federal law.
These measures include computer safeguards
and secured files
and buildings.
How does Pacific State Bank
collect my personal information?
We collect your
personal information, for example, when you
* open an account
or deposit money
* pay your bills
or apply for a loan
* make deposits
or withdrawals from your account
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives
you the right to limit only
* sharing for
affiliates' everyday business purposes - information
about your
creditworthiness
* affiliates from
using your information to market to you
* sharing for
non-affiliates to market to you.
State laws and
individual companies may give you additional
rights to limit
sharing (see below for your rights under state law).
Definitions
Affiliates
Companies related
by common ownership or control. They
can be financial
and nonfinancial companies.
* Pacific State
Bank does not share with our affiliates
Non-affiliates
Companies not
related by common ownership or control.
They can be
financial or non-financial companies.
* Pacific State Bank does not share with
non-affiliates so they
can market to you.
Joint Marketing
A formal
agreement between nonaffiliated financial companies
that
together market financial products or services to you
* Pacific State
Bank does not jointly market
