| Rates Effective June 6, 2008 | |||||||||
| CERTIFICATES OF DEPOSIT RATES | |||||||||
| TERM | RATE | APY* | RATE | APY* | |||||
| OVER $100,000.00 | |||||||||
| 10 MONTH SPECIAL CD | 3.25% | 3.26% | $2,500 MIN | 3.25% | 3.26% | ||||
| 30 - 89 | DAYS | 1.85% | 1.87% | 1.85% | 1.87% | ||||
| 90 - 179 | DAYS | 2.25% | 2.28% | 2.25% | 2.28% | ||||
| 180 - 269 | DAYS | 2.75% |
2.78% |
2.75% | 2.78% | ||||
| 270 - 364 | DAYS | 3.25% | 3.26% | 3.25% | 3.26% | ||||
| 12 - 17 | MONTHS | 3.00% | 3.00% | 3.00% | 3.00% | ||||
| 18 - 23 | MONTHS | 3.00% | 3.00% | 3.00% | 3.00% | ||||
| 24 - 35 | MONTHS | 3.00% | 3.00% | 3.00% | 3.00% | ||||
| 36 - 47 | MONTHS | 3.50% | 3.50% | 3.50% | 3.50% | ||||
| 48 - 59 | MONTHS | 3.50% | 3.50% | 3.50% | 3.50% | ||||
| 60 | MONTHS | 3.50% | 3.50% | 3.50% | 3.50% | ||||
| $2,500 MINIMUM DEPOSIT REQUIRED | |||||||||
| REGULAR SAVINGS | .55% | .55% | |||||||
| REGULAR SAVINGS IRA | .55% | .55% | (OPENING BALANCE $250.00) | ||||||
| RATES SUBJECT TO CHANGE WITHOUT PRIOR NOTICE ** ANNUAL PERCENTAGE YIELD** | |||||||||